For years, the low-interest environment in Europe has made it difficult for institutional investors to generate sufficient returns. Even though interest rates for Government bonds and other secure investment opportunities are rising, the 4% target many pension funds and insurance companies require remains far off. The search for stable and predictable returns is a recurrent theme. Alternative forms of investments, like private debt, can provide investors access to the returns they need. Due to the low correlation to traditional asset classes SME loans are particularly suitable for diversification.